About SweldoSense
SweldoSense is a free salary calculator built to help employees in the Philippines better understand their net income after mandatory deductions, including SSS, PhilHealth, Pag-IBIG, and income tax under the TRAIN Law.
We aim to make payroll computation clearer, more transparent, and easier to understand through simple tools and educational content.
Our Mission
Payroll deductions in the Philippines can be complex and difficult to interpret. Many employees receive payslips without a clear explanation of how contributions and taxes are computed.
SweldoSense exists to improve financial clarity by translating payroll rules into simple, accessible calculations based on the latest 2026 government guidelines and Republic Acts.
What We Offer
- Precision Modeling: A free calculator utilizing the updated 2026 contribution schedules and TRAIN Law tax brackets.
- Detailed Breakdowns: Clear itemization of SSS (including WISP Plus), PhilHealth, Pag-IBIG, and withholding tax.
- Transparency: Direct links and references to official government sources for independent verification.
- Educational Context: Contextual notes to help users understand how their deductions are calculated, not just the final result.
Methodology & Compliance
SweldoSense is an educational payroll and tax estimation tool modeled strictly on current Philippine labor regulations (TRAIN Law / RA 10963) and the official 2026 schedules.
Technical Note: Our logic is updated to reflect the 2026 SSS 15% contribution rate and the final 5% PhilHealth premium rate mandated by the Universal Health Care Act.
Official Sources Used:
- Bureau of Internal Revenue (BIR) — TRAIN Law Withholding Tax Tables (RA 10963)
- Social Security System (SSS) — 2026 Contribution Schedule & WISP Plus Rules (RA 11199)
- Philippine Health Insurance Corp. — PhilHealth Premium Rates (RA 11223)
- Pag-IBIG Fund — HDMF Contribution Guidelines and Capping Rules
Important Notice
SweldoSense is an independent informational platform and is not affiliated with, endorsed by, or officially connected to any government agency.
Actual payroll amounts may vary depending on employer-specific policies, taxable vs. non-taxable allowances, and individual loan obligations. Users are advised to verify final figures with their employer's HR department or relevant government agencies. See our Full Disclaimer for details.
Contact
If you have questions, technical feedback, or notice a discrepancy in calculation logic, please contact us through our Support Page.